I have heard both sides of the fence on this. Depending on where you get your information you hear rhetoric regarding mandates on lower deductibles (no higher than $2000) for individual plans.
The advantage with higher deductibles is lower monthly premium and lower subsidy allocation from the feds. You need to keep some element on the model in the hands of the individual.
Even with better mandated ‘coverage’ in the individual market in 2014 and with subsidy available, to me, there will still be the options of carrying higher deductibles as we have now.
I will keep you posted.