The buzz out there is the exchanges and how do they work and what do they provide and when will they be ready?! The initial start depending on your state is Oct 1 but that is up in the air at best right now.
What is key here is you CAN get the same type of coverage/policies and (what I consider better information) thru the private sector as in your local broker.
Their business is health insurance. Their livelihood is insurance. They KNOW their business. Talk with them. I am not knocking the exchange but it will be ‘run’ as so many government entities are run – misinformed and misinforming.